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IVA Advice Centre

What documents do I need to start an IVA?

To start an IVA, you'll need to provide certain documents to prove it's a suitable solution for your circumstances. Read article

How quickly can an IVA be set up?

An IVA can take anywhere from a few weeks to a couple of months to set up. Read article

Can I arrange an IVA on my own?

Your IVA will have to be arranged by a qualified Insolvency Practitioner. Read article

What is an Insolvency Practitioner and what do they do?

An Insolvency Practitioner will arrange your IVA for you - and help you make it a success. Read article

Can I include electricity bills in my IVA?

An IVA could help you repay a significant amount of unsecured debt in an agreed timeframe - and could help you keep on top of your priority bills too. Read article

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To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.

Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA, alternative solutions may be offered. If your IVA fails, it could lead to Bankruptcy. Your ability to obtain credit will be affected for at least 6 years. Homeowners may be required to release the equity in their property.