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IVA Advice Centre

Will an IVA freeze interest on my debts?

If you are eligible for an IVA it could help you with your debts in a number of ways. Read article

How does an IVA really work?

An IVA could help you deal with your unsecured debts. Read article

What are the pros and cons of entering an IVA?

An IVA can help you tackle your unmanageable debts, but there are disadvantages too. Read article

Can store card debts be included in an IVA?

An IVA could help you to repay unsecured debts like overdrafts, credit cards and store cards affordably - and write off what you can't afford. Read article

Could a car loan be included in my IVA?

An IVA should include all of your unsecured debts, including car loans, and HP agreements can continue at your lenders' discretion. Read article

It's good to know:
  • We have an excellent relationship with the UK's major lenders and creditors
  • We pride ourselves on our approach to great customer service
  • Each month 1000s of people are benefiting from our help

To find out more about managing your money and getting free debt advice, visit Money Advice Service, an independent service set up to help people manage their money.

Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA, alternative solutions may be offered. If your IVA fails, it could lead to Bankruptcy. Your ability to obtain credit will be affected for at least 6 years. Homeowners may be required to release the equity in their property.