How we help you
- September 2012
- August 2012
- July 2012
- June 2012
June 2012
Can I enter an IVA if I don't own a house?
Whether or not you're a homeowner shouldn't affect your eligibility for an IVA.
Read moreWhat's the difference between an IVA and debt consolidation?
An IVA and a debt consolidation loan are two approaches designed to help borrowers in very different situations.
Read moreWhat if an IVA isn't suitable for me?
Different debt solutions are suitable for people in different circumstances. If an IVA isn't suitable for you, there may be alternatives.
Read moreCan I keep using my credit card whilst on an IVA?
In the majority of IVAs, using further credit is not allowed. There are some circumstances in which this could change, however.
Read moreCan I keep my home if I enter an IVA?
An IVA could affect your mortgage, but you should be able to stay in your home.
Read moreIs an IVA a good way to deal with payday loan debt?
IVAs are designed to tackle unmanageable unsecured debts - which can include payday loans.
Read moreCan I rent a house whilst on an IVA?
An IVA can only include unsecured debts - but it could help you keep on top of your rent payments too.
Read moreHow does an IVA affect my mortgage?
If you're a homeowner thinking of entering an IVA, there are a few important things you'll need to consider.
Read moreWho is involved in an IVA?
Here we'll look at who exactly is involved in the IVA process, from start to finish.
Read moreIVA and bankruptcy - a comparison
IVAs and bankruptcy are similar in some ways - but very different in others.
Read moreHow much will I have to pay into my IVA each month?
The amount you pay into an IVA each month depends on how much 'disposable income' you have.
Read moreCould an IVA be right for me?
An IVA could help you to write off unsecured debt that you cannot afford, but there are a few things to consider before you apply. Read more here.
Read more
It's good to know:
- We negotiate with the UK's major lenders and retailers
- We pride ourselves on our approach to great customer service
- Each month 1000s of people are benefiting from our help
To find other sources of free advice visit Money Helper. It's here to listen and give free, impartial, trusted guidance. Based around you and backed by government.
Subject to eligibility and acceptance. Fees Payable. Debt write off applies to unsecured debts only and on completion of an IVA, alternative solutions may be offered. If your IVA fails, it could lead to Bankruptcy. Your ability to obtain credit will be affected for at least 6 years. Homeowners may be required to release the equity in their property.